Indianapolis Creditor Harassment Lawyer

Stopping Garnishments and Creditor Harassment

Collections is a regulated process involving laws meant to protect the people. Sometimes those laws can seem unfair and impersonal. As you become the target of the collections process, the actions of creditors and collection agencies can become an overwhelming burden. Our attorney, Portia Douglas, will review the advantages of bankruptcy protection and help you bring an end to the collections process.

Many of the people who come to our firm are dealing with garnishments, frozen bank accounts, summons, orders to appear in court, repossessions, rude debt collectors and harassing phone calls from collections agencies. As our client, we will help you review your options, your rights and the ways that you can take back control of your financial future and your life. You have rights to due process, you have options to end collection calls and you can be a part of your own financial recovery.

When You Are Being Harassed or You Are Facing Litigation

Creditors will take a variety of tactics to recover a debt. Many of these tactics are not only designed to be disruptive but can seem like open harassment. Debt collectors operate in the best interests of their clients, and you can't rely on anyone who is collecting on a debt to give you reliable advice.

To end creditor harassment or end a garnishment against your wages, you need the advice of reliable legal counsel who is working specifically toward your needs. We can help you understand and consider the options available through bankruptcy protection, whether in Chapter 7 or Chapter 13.

There are many misunderstandings about how the collection process works. The following are true:

• A bankruptcy can end future garnishments. Money already garnished is lost.
• Filing for your first bankruptcy immediately ends all collection activity
• You cannot go to jail for failing to pay a debt, but can be arrested for failing to appear in court if ordered to do so.
• With some exceptions, if a creditor gets a judgment against you, your bank account can be frozen and your wages can be garnished

It's important to get advice based on your particular situation. Our lawyer provides the benefit of more than 20 years of experience helping Indianapolis area families manage their debt, protect key property and regain their financial future.

Discuss Your Needs With an Attorney

If you are suffering harassment by creditors, you have a garnishment against your paycheck or if you have litigation being brought against you as a result of a debt, consider contacting our office to know your options and your rights. Call us today at 317-204-2292 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.